The Fraud of Seat-Belt Laws
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On the promise of reducing highway fatalities and auto insurance rates, seat-belt laws began to pass in state legislatures throughout the United States beginning in 1985.
While such laws had been proposed before 1985, they were rejected by most state legislators since they knew the vast majority of the people opposed them. "The Gallup Opinion Index," report no. 146, October 1977, stated: "In the latest survey, a huge majority, 78 percent, opposes a law that would fine a person $25 for failure to use a seat belt. This represents an increase of resistance since 1973 to such a law. At that time 71 percent opposed a seat belt use law." "The Gallup Report" (formerly "The Gallup Opinion Index"), no. 205, October 1982, report showed that a still-high 75 percent queried in June of that year opposed such a law.
Given the massive, obvious opposition to seat-belt laws, why did state legislators suddenly change their minds and begin to pass them in 1985? Simple-money and federal blackmail. According to the Associated Press, Brian O’Neill, president of the Insurance Institute for Highway Safety, said, "People have been talking about seatbelt laws and there have been attempts to pass them for well over 10 years. It’s been a snowball effect, once the money poured in."1
That sudden flow of money began in 1984, when then-Secretary of Transportation Elizabeth Dole promised to rescind the rule that required automakers to install passive restraints by 1990 if states representing two-thirds of the U.S. population passed seat-belt laws by April 1, 1989.2 Passive restraints included air bags, which automakers bitterly opposed because, they claimed, the high expense to develop and install them would raise the price of autos way beyond what the average auto buyer would pay. Dole’s promise amounted to an invitation to the automakers to use their financial resources to lobby states for seat-belt laws, something the Department of Transportation (DOT) was forbidden to do by law, in exchange for the government’s not forcing them to install air bags. In effect, the DOT surreptitiously used the financial resources of the private sector to further the political agenda of the federal government through blackmail.
In response to Dole’s promise, the automakers created the lobby Traffic Safety Now (TSN) and began spending millions of dollars to pass seat-belt laws. That caught the attention of state legislators, and suddenly the "will of the people," void of financial backing, gave way to the "will of the seat-belt law lobbyists," who had millions of dollars to spend.
Besides the millions of dollars spent by TSN, the federal government added millions more by, for example, giving grants to states for achieving a certain percentage of seat-belt use and to pay the police to enforce the seat-belt law.3 And with increased seat-belt law enforcement, ticket income increased, another source of easy revenue for the state.
While TSN championed passage of seat-belt laws under the banner of reducing highway fatalities and auto insurance rates, no mention was made that the real purpose was to avoid installation of air bags.
As of 1992, TSN had spent $93 million to buy passage of seat-belt laws in almost all states.4 Popular opposition to the laws sometimes made passage difficult. In most states the only way the law could be passed was to make enforcement secondary; that is, the police could not stop a motorist for not using a seat belt unless the officer witnessed another traffic violation. Some laws applied only to front-seat occupants. Exemptions were also added to help reduce opposition. In three states, Mississippi, Rhode Island, and Wyoming, the laws were passed without any penalty.
Once seat-belt laws were passed in any form, supporters returned each legislative session to lobby for amendments, such as including all occupants, increasing fines, eliminating exemptions, and changing to primary enforcement, so that the police could stop a motorist merely under suspicion of not using a seat belt.
Such action by seat-belt law supporters shows the insidious nature of such laws, and supporters continue to lobby for stricter enforcement and heavier penalties. Even the U.S. Supreme Court in 2001 added its own flavor of tyranny by ruling it was legal for a Texas police officer to arrest, handcuff, and jail a woman, and impound her car, for not buckling up herself and her children.5 Our nation, founded on freedom, certainly has come a long way from Patrick Henry’s cry, "Give me liberty or give me death," to "Click it or ticket."
After the automakers did the DOT’s bidding, the government went back on its word and mandated installation of air bags anyway. Also, the very law the automakers worked for, supposedly to save people’s lives, turned on them. While using seat belts saves some lives, doing so can injure and kill others. That got the attention of lawyers. Moreover, some seat-belt systems were defective.6 As a result, since 1985 the automakers have faced hundreds of millions of dollars in damages in hundreds of lawsuits.
Loss of Freedom
While the hundreds of millions of dollars spent in support of seat-belt laws has been a horrendous financial burden to society, the greatest cost is really not money. It’s the loss of freedom. Seat-belt laws infringe a person’s rights as guaranteed in the Fourth, Fifth, and the Ninth Amendments, and the civil rights section of the Fourteenth Amendment. Such laws are an unwarranted intrusion by government into the personal lives of citizens; they deny through prior restraint the right to determine one’s own individual personal health-care standard.
While seat-belt use might save some people in certain kinds of traffic accidents, there is ample evidence that in other kinds, people have been more seriously injured and even killed only because they used seat belts. Some people have been saved from death in certain kinds of accidents only because a seat belt was not used. In those cases, the malicious nature of seat-belt laws is further revealed: such persons are subject to fines for not dying in the accident while using a so-called safety device arbitrarily chosen by politicians.
The state has no authority to subject people to death and injury in certain kinds of traffic accidents just because it hopes others will be saved in other kinds of accidents merely by chance. The state has no authority to take chances with a person’s body, the ultimate private property.
As for the promise that seat-belt laws would reduce auto insurance rates, there is no record of any insurance company ever reducing its rates because a seat-belt law was passed. A study released in August 1988 by the Highway Loss Data Institute compared auto-accident injury claims before and after the enactment of seat-belt laws in eight states and could find no clear-cut evidence that belt-use laws reduced the number of injuries. "These results are disappointing," the report added.7
Seat-belt laws have also failed to reduce highway fatalities in the numbers promised by supporters to get such laws passed.8 According to the National Highway Traffic Safety Administration, there were 51,093 highway fatalities in 1979.9 Five years later, 1984, the year before seat-belt laws began to pass, there were 44,257 fatalities. That is a net decrease of 6,836 deaths in five years, which represents a 13.4 percent decline with no seat-belt laws and only voluntary seat-belt use. In 1999, there were 41,611 fatalities. That is a net decrease of 2,646 deaths, a 6 percent decrease over 15 years of rigid seat-belt law enforcement, with some states claiming 80 percent seat-belt use. If the passage of seat-belt laws did anything, it slowed the downward trend in highway fatalities started years before the passage of such laws.
Right to Refuse
Besides such facts, a person has the right to refuse any health-care recommendation. No nonpsychiatric doctor would dare attempt to force a person to use a medical device or take a drug or have surgery or other medical treatment without full consent. Yet politicians force motorists to use a health-care device, a seat belt, against their will under threat of punishment that could include jail.
The hundreds of millions of dollars spent in support of seat-belt laws have been wasted. Not one penny of that money has ever prevented even a single traffic accident, the real cause of highway fatalities. We don’t need millions of dollars for stricter seat-belt law enforcement. Instead, we need more responsibly educated drivers, safer vehicles, and better roads to prevent traffic accidents.
Individual freedom is the very foundation of our country. The American people should not accept legislators who pass laws that take liberty away while claiming to do good. History has shown this to be the easy road to power for tyrants.
There is certainly nothing wrong with voluntary seat-belt use; however, there is a great deal wrong with all seat-belt laws. As Benjamin Franklin said, "They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety."
William Holdorf is a writer in Chicago.
Notes
- "Carmakers Push Belt to Avoid Bag," Greensboro (N.C.) News and Record, May 27, 1986.
- Final Regulatory Impact Analysis, Amendment to FMVSS No. 208, National Highway Traffic Safety Administration, July 11, 1984.
- This goes on to this day: "U.S. Transportation Secretary Mineta Announces Grants of $44.4 Million to Increase Seatbelt Use," in NHTSA news release no. 4-02, January 18, 2002. Summary of IRS tax-exempt form 990 for Traffic Safety Now, Inc., prepared by Seatbelt Freedom of Choice, a Wisconsin grassroots citizens group opposed to the Wisconsin seat-belt law.
- Gail Atwater v. City of Lago Vista, April 24, 2001.
- "Auto Seat Systems-Dangerous Safety Restraints?" Trial Magazine (Trial Lawyers of America), April 1990.
- "Highway Loss Data Institute Insurance Special Report: Insurance Injury Loss Experience in Eight States with Seat Belt Laws, 1983, 86 Models, HLDI A-28." The Institute is an Arlington, Virginia, nonprofit public-service organization closely associated with and funded by the Insurance Institute for Highway Safety, which is wholly supported by auto insurers.
- For example, see "Traffic Deaths Up 5%," Chicago Sun Times, January 3, 1987, and "Traffic Deaths Roll on Despite Seatbelt Law," Chicago Sun Times, July 6, 1996.
- National Highway Traffic Safety Administration, "Traffic Safety Facts 1999," Dec







Comment by Michelle Caperton on 11 February 2009:
In addition to the valuable points above, I’d like to add that I have suffered ten serious auto accidents in my life at the fault of the driver in the Other vehicle every time. Once I was not wearing a seat belt and was in a 50 mile and hour head on collision when a woman ran a red light and crossed my path. Although the car flipped and rolled, I was shaken up, but, I didn’t even have a bruise on me or a cut. My vehicle was a tiny Ford Festiva. Upon an officer asking me if I was wearing my seat belt, I lied and said, ‘yes’, so that he would not give me a citation for not wearing one. So, the statistics are completely unreliable.
I think it should be a criminal offense to be the ‘at-fault’ party of an auto accident. We are driving killing machines and, therefore, driving should be approached with as much seriousness and responsibility as guns are. Financial restitution never does cover the losses a vistim suffers. It helps, but, if a wreckless person can climb back in their car, passing all responsibility to a big insurance company, leaving the victim to struggle with attorneys, and continue to drive with no more threat than a few extra dollars on their premium, fatalities and losses will continue. The only real winners are the attorneys. Criminal responsibility will make us all pay attention and the dangerous drivers will pay the high insurance prices through restitution and special insurance. Three strikes & you’re out!
I have never been the ‘at-fault’ party in an auto accident because I take driving seriously.
Comment by Chris on 12 May 2009:
Right on. Some (but certainly not all) of your arguments might be losers, regardless, I am SO sick of being told how to scratch my ass by the government and their chummy lobbyists. Cell phone laws, seat belt laws, helmet laws, etc. We would make all of our roads a bit safer if we just emphasized courtesy and common sense, rather than passing laws that already exist (last time I checked it was ALREADY against the law to drive while distracted). fyi- This includes getting out of the way if you are a slow driver too. Just because you can’t see and want to drive slow, doesn’t mean your the only safe one. Also if the time and place are right, most humans can handle, talking on a cell phone or using an ipod while driving, some however lack the courtesy to recognize when they need to ignore that desire.
To point out one fact/anecdote in support of no seat belt laws, a friend was broadsided by a drunk (not a 0.09 BAC drunk -don’t get me started-, but a guy who was lit up) while backing out his driveway. The only thing that saved his life (when the door replaced him as the driver seat occupant) was NOT WEARING his seat belt. …As a a rule I don’t put my belt on until I get onto the highway or some main roads. (cost me a ticket in MD @#&!)
-Chris
Comment by John on 25 May 2009:
I would be interested in an update to this topic considering that this country has plunged headlong into socialism since this article was written in 2002. I did a little research and was surprised to see that NM and DC actually record 2 points for seat belt violations. In fact, in NM if fate handed you a really bad deck you could drive four consecutive times without your belt on, get a ticket for each offense and lose your license for three months. In FL it is permissible to report seat belt tickets to insurance companies.
This is not about safety at all but another sleight of hand to collect revenue from the citizen. Given the troubling economic times it is no wonder that we are seeing stepped up “seat belt enforcement” by the states. This is a cash cow for them; it is much less expensive than traditional speed enforcement and generally the drivers who are stopped for seat belt infractions pose much less risk to law enforcement than those drivers stopped for speeding or drunken driving.
Big brother needs to keep his nose out of our cars and pay more attention to serious issues such as stopping the reckless, out of control printing of money by the Treasury. What a sham and we Joe Taxpayer are letting this travesty occur right under our noses by subsidizing this crockery. Uncle Sam needs to get out the banking business and stop meddling in the private sector.
Comment by Beck on 4 June 2009:
MAD also pushed for seat belt use. Rate of death corresponds more to highway speeds than using/not using a seatbelt (if you hit something going 80+ mph its just not going to be good). Every \"seat belt saves lives\" campaign does NOT have a statistic to back it up–I guess they stopped publishing those as I can no longer find them. If you look at the statistics, the rate of serious injury (ie whiplash, neck injuries, etc) has gone WAY up with mandatory seat belt laws. Is it an improvement to be alive but a vegetable?
Comment by Joe on 17 October 2009:
I’d like to thank the kind officer who gave me a $95 seat belt ticket yesterday for destroying any illusion I had left that we live in a “free” country.
Comment by Leesa Ricci on 18 October 2009:
How would one go about comparing injuries due to lack of seatbelts and any other car related injury? If you’re not wearing a seatbelt and you get injured in a crash, would you have been injured anyway without the seatbelt? If you’re in an 80 mph car crash your organs are still going to go through your back pocket whether you’re wearing a seatbelt or not.
Also, if paternal laws are so important to society because they protect us all, why aren’t there seatbelts on school buses? Oh that’s right, because grade schoolers don’t have a spare $95.